Funding Arrival is not a lender and does not make loan or credit decisions. Ad Disclosure
Personal loans · $100 to $35,000
Your loan request, handled with care.
Tell us what you need in a few short steps. We'll search our network of lenders for one that may be able to help, and you decide from there.
- No cost to send a request
- Encrypted from start to finish
- No commitment until you accept
Need a different amount? You can enter any amount from $100 to $35,000 on the next screen.
Continue to your requestSent over a 256‑bit SSL encrypted connection.
Funding Arrival is not a lender. Your request may be shared with lenders and partners who may pay us. Terms · Privacy · Ad Disclosure
How it works
From request to next step.
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Step 1
Pick an amount
Start with a figure from $100 to $35,000. You can change it before you continue.
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Step 2
Share a few details
Short questions about you, your income and your bank account, shown one at a time.
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Step 3
See where you arrive
If a lender in our network may be able to help, we take you to their offer to review. You only go ahead if it suits you.
Why Funding Arrival
Straightforward by design.
A single request, a careful search, and the final say left with you.
Free to use
There is no charge for sending a request through Funding Arrival.
Kept private in transit
Your details travel over a 256‑bit SSL encrypted connection.
One request, many lenders
Your request can reach many lenders in our network, so you fill in one form instead of several.
Cost examples
What a loan could cost.
How rate, fee and term affect the total. The lender sets your actual terms.
- Interest rate
- 24%
- Origination fee
- 5% ($50)
- Amount you receive
- $950
- Term
- 12 months
- Monthly payment
- $94.56
- Total of payments
- $1,134.72
- APR
- 34.14%
- Interest rate
- 19%
- Origination fee
- 5% ($100)
- Amount you receive
- $1,900
- Term
- 24 months
- Monthly payment
- $100.82
- Total of payments
- $2,419.68
- APR
- 24.38%
- Interest rate
- 13%
- Origination fee
- 5% ($250)
- Amount you receive
- $4,750
- Term
- 48 months
- Monthly payment
- $134.14
- Total of payments
- $6,438.72
- APR
- 15.80%
- Interest rate
- 8%
- Origination fee
- 5% ($500)
- Amount you receive
- $9,500
- Term
- 60 months
- Monthly payment
- $202.76
- Total of payments
- $12,165.60
- APR
- 10.20%
| Loan amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest rate | 24% | 19% | 13% | 8% |
| Origination fee | 5% ($50) | 5% ($100) | 5% ($250) | 5% ($500) |
| Amount you receive | $950 | $1,900 | $4,750 | $9,500 |
| Term | 12 months | 24 months | 48 months | 60 months |
| Monthly payment | $94.56 | $100.82 | $134.14 | $202.76 |
| Total of payments | $1,134.72 | $2,419.68 | $6,438.72 | $12,165.60 |
| APR | 34.14% | 24.38% | 15.80% | 10.20% |
*These are example rates for illustration purposes only. Actual rates and terms will vary based on your qualifications and lender.
The APR includes the origination fee, which is deducted from the loan amount, so it is higher than the interest rate.
Questions
Good to know before you start.
What kind of loan can I request?
A personal loan: a sum borrowed from a lender and repaid in installments. Requests can range from $100 to $35,000, with repayment terms of up to 72 months. What a lender offers depends on your situation.
What do I need to qualify?
Lenders usually look for applicants who:
- are at least 18 years old
- are U.S. citizens or permanent residents
- have a regular income
- have a bank account, ideally with direct deposit
Does Funding Arrival charge me anything?
No, the service is free. Lenders charge interest and may charge fees, and they must show you the full terms before you agree.
How do APR and terms work?
The APR (annual percentage rate) is the yearly cost of credit. It may range from 5.99% to 35.99%, with terms from 91 days to 72 months, depending on your circumstances and the lender.
Who do I make payments to?
To your lender, following the schedule in your loan agreement. For questions about payments, contact the lender directly.
How is my information used?
It is encrypted with 256‑bit SSL on its way to us. When you submit, it may be shared with lenders, networks and service providers, as set out in our Privacy Policy and Marketing Disclosure.
Ready to begin?
A few short steps, and we'll take care of the search.